Libor Pavlicek

Crypto Investor & Editor · HomeCryptoInvest.com

Financial and legal professional with 20+ years of experience, and an active crypto investor since 2021. I test every exchange, wallet and strategy personally before writing about it.

Editorial Policy: I hold verified accounts at the exchanges we partner with and invest my own money, mainly through Kraken. Hardware wallet reviews are based on official specifications and independent security research; our first hands-on test (Tangem) is under way, and we say clearly which reviews are hands-on. I hold positions in Bitcoin, Ethereum and XRP, plus small speculative positions in MYX and LUNC, and disclose all affiliate relationships. My goal is honest, data-driven analysis — not sponsored content dressed as reviews.

Background & Credentials

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Financial & Legal Professional

20+ years as a financial and legal professional. Deep understanding of financial risk, asset protection and regulatory frameworks.

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Active Crypto Investor Since 2021

Personal portfolio in Bitcoin, Ethereum and XRP. Active in spot trading, DCA strategies and low-cap investing.

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Hardware Wallet Research

Wallet reviews are based on official specifications, independent security research and the public incident record. Hands-on tests are labelled as such — the first, Tangem, is in progress.

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Exchange User

Verified accounts at the exchanges we partner with; used Binance from 2021 and moved to Kraken in June 2026. Reviews combine that experience with official fee schedules, licences and public records.

About HomeCryptoInvest

I've been investing in crypto since 2021. In 2024 I started planning an independent crypto project under the working name Cryptohomeinvest, and in March 2026 I launched it as HomeCryptoInvest.com — to fill a gap I noticed in the European crypto information market: most review sites are either too superficial, clearly incentivised, or written by people who have never actually used the products they review.

HomeCryptoInvest is an independent project — founded and run by me, with growing family collaboration on production and modern research and editorial tooling behind the scenes. Every review decision, rating and recommendation remains mine, and so does the responsibility for it.

My approach is different: I open real accounts, deposit real money, execute real trades, and write about what I actually experience. When I say Binance charges 0.10% in fees, it's because I've paid that fee myself. When I recommend a hardware wallet, I've held it in my hands and set it up from scratch.

As a financial professional, I bring a different perspective to crypto analysis — one that takes risk seriously, understands regulatory implications, and doesn't get swept up in market hype. The crypto space needs more of that.

As Cited By

Our reporting on the US CLARITY Act vote, SEC and CFTC decisions and stablecoins has been cited as a source by other publications in English, French, Spanish and Chinese, including:

P2P.org — Senate vote result (EN)
BIT Knowledge Hub — CLARITY Act vote analysis (EN)
Wallcrest Media — cloture vote coverage (EN)
Financefeeds — SEC/CFTC commodity ruling (EN)
Finyear — CLARITY timeline (FR)
Cryptodesk — live CLARITY tracker (FR)
Cueva Trading — weekly market newsletter (ES)
Aiying — CLARITY tracker (ZH)
Cryptojob — vote tally, odds and timeline (EN)
Kryptonim — USDC vs EURC (EN)
LinkedIn — María Sofía Vallejos — CLARITY analysis (ES)

Listed only where a publication cites HomeCryptoInvest itself; links go to the citing article (checked October 5, 2026). Quoting our numbers? Every news article has a "Cite this article" box with a ready-made credit link.

Areas of Expertise

Crypto exchange reviews — fee structures, security, liquidity, user experience
Hardware wallets — security models, coin support, ease of use
Investment strategies — DCA, portfolio construction, risk management
Crypto taxation — European and international tax frameworks
Market sentiment — Fear & Greed Index, on-chain analysis
Low-cap investing — research methodology, risk assessment
XRP ecosystem — use cases, regulatory developments, investment thesis

Contact & Transparency

For editorial enquiries, partnership proposals or corrections, you can reach me via the contact page.

HomeCryptoInvest participates in affiliate programmes with some of the exchanges and services reviewed on this site. This means I may earn a commission if you sign up via my links — at no extra cost to you. All affiliate relationships are disclosed in our Affiliate Disclosure. Affiliate income never influences the editorial verdict of any review.